Millions of vehicles are totaled each year by collision, theft, and natural disasters. Unfortunately, many consumers are surprised to learn that their primary insurance company’s settlement can be thousands of dollars less than what they owe, plus they are still responsible for a deductible. Customers in this situation owe their finance company for the difference. That difference is referred to as the GAP. The great news is you can protect yourself against a potential financial burden and safeguard your credit by purchasing the Optional Gap Waiver.