Get Pre-Approved

Get Approved for Buy Here Pay Here Financing
at Easy Auto

Fill out the application below to get started!

Get Pre-Approved Now! Fill out our short form in seconds.

I have read and agree to the Terms and Conditions , Consent to Electronic Communications and the Company's Privacy Notice.

Why Finance with Easy Auto?

Flexible Options: We tailor payment plans to your budget and schedule.
Fast Approvals: Get a decision quickly, often the same day.
Wide Selection of Vehicles: Choose from an extensive inventory of quality used cars, trucks, and SUVs.
Dedicated Support: Our friendly team guides you through the process, making it stress-free.

What if I have challenged credit?

That’s Our Specialty! Since 1991 we have specialized in helping those with challenged or no credit get a quality vehicle.
More Than A Score: We look at the whole person to create a personalized finance plan and do not just rely on a credit score that may not represent your situation.
Supporting First-Time Buyers: We welcome those who are shopping for their first vehicles!
Experience Matters: This is what we do, every day. Do not waste your time with an anonymous bank in some other state who does not understand your need for personalized financing.

What do I need to get approved with Easy Auto?

Easy Auto specializes in providing flexible financing solutions, particularly through our Buy Here Pay Here program, to assist customers with diverse credit backgrounds. To streamline your financing process, please ensure you meet the following requirements:

Valid Driver's License

A current, government-issued driver’s license is necessary to verify your identity and legal driving status.

Proof of income (Like a recent pay stub)

Present a recent pay stub or other evidence of steady income to demonstrate your ability to make regular payments.

Proof of Residence

Provide a recent utility bill or lease agreement to confirm your current address.

Down Payment

While we offer down payments starting as low as $99 to qualified buyers, the exact amount may vary based on the vehicle and your credit profile.

Insurance Requirements

Customers are required to maintain full coverage insurance until the contract is paid in full, with deductibles that may not exceed $500.

Trade-In Documentation (if applicable)

If you’re trading in a vehicle, please bring the title (if owned outright) or loan payoff information (if there’s an existing lien).

By preparing these documents, you can expedite the financing process and drive away in your chosen vehicle more efficiently. Our Buy Here Pay Here program is designed to accommodate individuals with bad credit, no credit, bankruptcies, or repossessions, offering a pathway to re-establish financial stability.

For more detailed information or personalized assistance, feel free to contact us or visit one of our dealership locations.

Easy Auto Locations in Tennessee and Georgia

Our locations are easy to find, and our team is ready to assist you. From first-time buyers to those with challenging credit situations, we welcome everyone to explore our inventory and discover the Easy Auto Online difference.

Home of The Small Down Payment