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Why No Credit Check Car Lots Are The Wrong Choice

Jewelson Capuno • May 25, 2022

Credit challenged or have no credit? Looking for no credit check cars at a buy here pay here that does no credit checks? While no credit check car lots might sound appealing to those with poor credit, there's a catch.


While some buy here pay here's do no credit checks, there is also one other crucial thing they avoid which can hurt your credit potential. They do not report your on-time payments to credit bureaus. While you might get the used car you have wanted, there is no valid reward for your good and on-time payments. If you have bad credit, challenged credit, or no credit and want to improve your credit score, building good credit by reporting your good payment history is the right way forward.


Well, we have good news for you! Easy Auto is not your typical buy here pay here. We are more similar to what you would call a subprime dealership or a subprime buy here pay here. We have a similar approval process to normal buy here pay here car lots; however, we have in-house financing that will report your good payment history to help build your credit.



Here at Easy Auto, our mission is to help good people with credit challenges obtain quick and easy, personalized financing for reliable vehicles. The bank we work with at Easy Auto reports to all three credit bureaus to help our customers continue on their path of credit improvement or even establish credit.


Past hiccups can be corrected, and reporting credit is a much better way to overcome them than the no credit check buy here pay here car lots. Therefore, if you have a good payment history through our in-house financing, we will report that information allowing you to build up your credit score. You can use an improved credit score to buy a brand new vehicle, find prime financing options, or even just enjoy a lower rate on your next vehicle from Easy Auto!


Contact us to get more information on how you can continue to improve or start to build credit with us here at Easy Auto. You can even get pre-approved online here and start the path of credit improvement immediately if you like.

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